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Cedar Park, Texas: natural disaster risk

How exposed Cedar Park is to floods, storms and other hazards, from FEMA and NOAA records for Travis County.

Relatively High overall risk
78,301people
Inland floodingtop hazard
35federal declarations, Travis County
71tornadoes in the county since 1950
1hurricanes within 65 miles since 1886
Photo: J Dimas, CC BY 2.0

Cedar Park is a city of 78,301 people in Travis County, Texas. Parts of Cedar Park also reach into Williamson County. FEMA's National Risk Index rates Travis County relatively high for natural hazards overall, higher than most of the US. The costliest hazards there are inland flooding, tornado and hail, with about $376 million in expected losses a year across the county. The weather service has logged 1,202 storm reports in the county since 1953, including 71 tornadoes and 262 floods. NOAA hurricane records show 1 hurricane and 7 tropical storms passing within 65 miles of the county's center. About 2% of homes in the county carry federal flood insurance.

Risk figures are for Travis County, the county with most of the population Cedar Park sits in. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.

Top risks in Cedar Park

Full Travis County report ›
$214 million a year in the county
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Very High
$95.9 million a year in the county
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Hail

Very High
$25 million a year in the county
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.

All hazards

HazardRatingA year
Inland floodingHigh$214M
TornadoVery High$96M
HailVery High$25M
Heat waveHigh$23M
Cold waveModerate$7M
Strong windHigh$4M
WildfireModerate$2M
LightningHigh$2M
HurricaneLow$2M
Ice stormHigh$645K
EarthquakeVery Low$413K
Winter weatherModerate$270K

Homes in Cedar Park

Median home value$513,600
Travis County median$523,000
Median year built2005
Built before 19806%
Mobile homes1.3%

Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.

Strongest tornadoes in Travis County

1997F4 near Lakeway1 killed
1959F3
1980F33 hurt

Common questions about Cedar Park

Is Cedar Park safe from natural disasters?

Cedar Park is in Travis County, which FEMA's National Risk Index rates relatively high overall, higher than most of the US. The biggest hazards are inland flooding, tornado, hail. No place is free of risk, so check the flood map and insurance for any home you consider.

What natural disasters happen in Cedar Park?

By expected yearly losses in Travis County, the top hazards are inland flooding (High), tornado (Very High), hail (Very High). Travis County has been part of 35 federal disaster or emergency declarations for natural events.

Does Cedar Park get tornadoes?

Yes. NOAA records list 71 tornadoes in Travis County since 1950; the strongest was an F4 tornado on May 27, 1997 near Lakeway. FEMA rates tornado risk in the county very high.

Do I need flood insurance in Cedar Park?

Standard home insurance does not cover floods. In Travis County, about 2% of homes have federal flood insurance, and FEMA rates inland flooding risk high. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.