Bryan, Texas: natural disaster risk
How exposed Bryan is to floods, storms and other hazards, from FEMA and NOAA records for Brazos County.
Bryan is a city of 87,939 people in Brazos County, Texas. FEMA's National Risk Index rates Brazos County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, cold wave and tornado, with about $62.7 million in expected losses a year across the county. The weather service has logged 445 storm reports in the county since 1953, including 29 tornadoes and 49 floods. NOAA hurricane records show 4 hurricanes and 18 tropical storms passing within 65 miles of the county's center. About 2% of homes in the county carry federal flood insurance.
Risk figures are for Brazos County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Bryan
Full Brazos County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $19M | |
| Cold wave | $15M | |
| Tornado | $15M | |
| Hurricane | $4M | |
| Heat wave | $3M | |
| Lightning | $2M | |
| Strong wind | $2M | |
| Hail | $1M | |
| Drought | $1M | |
| Ice storm | $499K | |
| Winter weather | $353K | |
| Earthquake | $145K |
Homes in Bryan
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Brazos County
More cities in Brazos County
Common questions about Bryan
Is Bryan safe from natural disasters?
Bryan is in Brazos County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, cold wave, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Bryan?
By expected yearly losses in Brazos County, the top hazards are inland flooding (Moderate), cold wave (High), tornado (High). Brazos County has been part of 17 federal disaster or emergency declarations for natural events.
Does Bryan get tornadoes?
Yes. NOAA records list 29 tornadoes in Brazos County since 1950; the strongest was an F3 tornado on April 5, 1956. FEMA rates tornado risk in the county high.
Do I need flood insurance in Bryan?
Standard home insurance does not cover floods. In Brazos County, about 2% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.