Goose Creek, South Carolina: natural disaster risk
How exposed Goose Creek is to floods, storms and other hazards, from FEMA and NOAA records for Berkeley County.
Goose Creek is a city of 48,078 people in Berkeley County, South Carolina. FEMA's National Risk Index rates Berkeley County relatively high for natural hazards overall, higher than most of the US. The costliest hazards there are hurricane, earthquake and inland flooding, with about $214 million in expected losses a year across the county. The weather service has logged 960 storm reports in the county since 1950, including 39 tornadoes and 76 floods. NOAA hurricane records show 23 hurricanes and 44 tropical storms passing within 65 miles of the county's center, 4 of them major. About 7.2% of homes in the county carry federal flood insurance.
Risk figures are for Berkeley County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Goose Creek
Full Berkeley County report ›- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Hurricane | $116M | |
| Earthquake | $53M | |
| Inland flooding | $25M | |
| Tornado | $5M | |
| Cold wave | $4M | |
| Coastal flooding | $3M | |
| Wildfire | $2M | |
| Lightning | $1M | |
| Strong wind | $1M | |
| Heat wave | $1M | |
| Ice storm | $941K | |
| Hail | $614K |
Homes in Goose Creek
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Berkeley County
More cities in Berkeley County
Other cities in South Carolina
All ›Common questions about Goose Creek
Is Goose Creek safe from natural disasters?
Goose Creek is in Berkeley County, which FEMA's National Risk Index rates relatively high overall, higher than most of the US. The biggest hazards are hurricane, earthquake, inland flooding. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Goose Creek?
By expected yearly losses in Berkeley County, the top hazards are hurricane (Very High), earthquake (Moderate), inland flooding (Moderate). Berkeley County has been part of 28 federal disaster or emergency declarations for natural events.
Does Goose Creek get tornadoes?
Yes. NOAA records list 39 tornadoes in Berkeley County since 1950; the strongest was an EF3 tornado on April 13, 2020 near Moncks Corner. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Goose Creek?
Standard home insurance does not cover floods. In Berkeley County, about 7.2% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.