Statesville, North Carolina: natural disaster risk
How exposed Statesville is to floods, storms and other hazards, from FEMA and NOAA records for Iredell County.
Statesville is a city of 29,894 people in Iredell County, North Carolina. FEMA's National Risk Index rates Iredell County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, tornado and cold wave, with about $53.3 million in expected losses a year across the county. The weather service has logged 580 storm reports in the county since 1957, including 23 tornadoes and 27 floods. NOAA hurricane records show 2 hurricanes and 14 tropical storms passing within 65 miles of the county's center. About 0.2% of homes in the county carry federal flood insurance.
Risk figures are for Iredell County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Statesville
Full Iredell County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $35M | |
| Tornado | $7M | |
| Cold wave | $3M | |
| Earthquake | $2M | |
| Strong wind | $2M | |
| Ice storm | $2M | |
| Lightning | $769K | |
| Hurricane | $744K | |
| Heat wave | $381K | |
| Hail | $376K | |
| Drought | $209K | |
| Winter weather | $110K |
Homes in Statesville
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Iredell County
More cities in Iredell County
Other cities in North Carolina
All ›Common questions about Statesville
Is Statesville safe from natural disasters?
Statesville is in Iredell County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, tornado, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Statesville?
By expected yearly losses in Iredell County, the top hazards are inland flooding (Moderate), tornado (Moderate), cold wave (Moderate). Iredell County has been part of 21 federal disaster or emergency declarations for natural events.
Does Statesville get tornadoes?
Yes. NOAA records list 23 tornadoes in Iredell County since 1950; the strongest was an F2 tornado on July 7, 2005 near Harmony. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Statesville?
Standard home insurance does not cover floods. In Iredell County, about 0.2% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.