Camden, New Jersey: natural disaster risk
How exposed Camden is to floods, storms and other hazards, from FEMA and NOAA records for Camden County.
Camden is a city of 71,496 people in Camden County, New Jersey. FEMA's National Risk Index rates Camden County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, earthquake and heat wave, with about $122 million in expected losses a year across the county. The weather service has logged 650 storm reports in the county since 1956, including 10 tornadoes and 141 floods. NOAA hurricane records show 4 hurricanes and 21 tropical storms passing within 65 miles of the county's center. About 0.9% of homes in the county carry federal flood insurance.
Risk figures are for Camden County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Camden
Full Camden County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
- Check that cooling works before summer.
- Know where the nearest cooling center is.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $76M | |
| Earthquake | $10M | |
| Heat wave | $8M | |
| Cold wave | $7M | |
| Hurricane | $5M | |
| Tornado | $5M | |
| Strong wind | $2M | |
| Lightning | $2M | |
| Winter weather | $2M | |
| Ice storm | $2M | |
| Coastal flooding | $2M | |
| Wildfire | $711K |
Homes in Camden
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Camden County
More cities in Camden County
Other cities in New Jersey
All ›Common questions about Camden
Is Camden safe from natural disasters?
Camden is in Camden County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, earthquake, heat wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Camden?
By expected yearly losses in Camden County, the top hazards are inland flooding (High), earthquake (Moderate), heat wave (High). Camden County has been part of 22 federal disaster or emergency declarations for natural events.
Does Camden get tornadoes?
Yes. NOAA records list 10 tornadoes in Camden County since 1950; the strongest was an F2 tornado on June 9, 1989. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Camden?
Standard home insurance does not cover floods. In Camden County, about 0.9% of homes have federal flood insurance, and FEMA rates inland flooding risk high. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.