Leominster, Massachusetts: natural disaster risk
How exposed Leominster is to floods, storms and other hazards, from FEMA and NOAA records for Worcester County.
Leominster is a city of 43,909 people in Worcester County, Massachusetts. FEMA's National Risk Index rates Worcester County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, hurricane and cold wave, with about $163 million in expected losses a year across the county. The weather service has logged 1,271 storm reports in the county since 1953, including 52 tornadoes and 197 floods. NOAA hurricane records show 8 hurricanes and 24 tropical storms passing within 65 miles of the county's center, 2 of them major. About 0.5% of homes in the county carry federal flood insurance.
Risk figures are for Worcester County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Leominster
Full Worcester County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $90M | |
| Hurricane | $37M | |
| Cold wave | $10M | |
| Earthquake | $6M | |
| Tornado | $5M | |
| Strong wind | $4M | |
| Ice storm | $4M | |
| Heat wave | $3M | |
| Lightning | $2M | |
| Hail | $925K | |
| Drought | $704K | |
| Winter weather | $122K |
Homes in Leominster
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Worcester County
More cities in Worcester County
Other cities in Massachusetts
All ›Common questions about Leominster
Is Leominster safe from natural disasters?
Leominster is in Worcester County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, hurricane, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Leominster?
By expected yearly losses in Worcester County, the top hazards are inland flooding (High), hurricane (High), cold wave (High). Worcester County has been part of 30 federal disaster or emergency declarations for natural events.
Does Leominster get tornadoes?
Yes. NOAA records list 52 tornadoes in Worcester County since 1950; the strongest was an F4 tornado on June 9, 1953. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Leominster?
Standard home insurance does not cover floods. In Worcester County, about 0.5% of homes have federal flood insurance, and FEMA rates inland flooding risk high. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.