Davenport, Iowa: natural disaster risk
How exposed Davenport is to floods, storms and other hazards, from FEMA and NOAA records for Scott County.
Davenport is a city of 100,913 people in Scott County, Iowa. FEMA's National Risk Index rates Scott County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, tornado and cold wave, with about $66.5 million in expected losses a year across the county. The weather service has logged 1,013 storm reports in the county since 1954, including 67 tornadoes and 131 floods. About 0.9% of homes in the county carry federal flood insurance.
Risk figures are for Scott County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Davenport
Full Scott County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $40M | |
| Tornado | $5M | |
| Cold wave | $5M | |
| Strong wind | $4M | |
| Hail | $4M | |
| Heat wave | $3M | |
| Earthquake | $1M | |
| Drought | $1M | |
| Lightning | $1M | |
| Ice storm | $739K | |
| Winter weather | $432K | |
| Wildfire | $64K |
Homes in Davenport
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Scott County
More cities in Scott County
Common questions about Davenport
Is Davenport safe from natural disasters?
Davenport is in Scott County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, tornado, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Davenport?
By expected yearly losses in Scott County, the top hazards are inland flooding (Moderate), tornado (Moderate), cold wave (Moderate). Scott County has been part of 18 federal disaster or emergency declarations for natural events.
Does Davenport get tornadoes?
Yes. NOAA records list 67 tornadoes in Scott County since 1950; the strongest was an F3 tornado on May 8, 1988. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Davenport?
Standard home insurance does not cover floods. In Scott County, about 0.9% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.