Danville, Illinois: natural disaster risk
How exposed Danville is to floods, storms and other hazards, from FEMA and NOAA records for Vermilion County.
Danville is a city of 28,595 people in Vermilion County, Illinois. FEMA's National Risk Index rates Vermilion County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, cold wave and tornado, with about $32.3 million in expected losses a year across the county. The weather service has logged 719 storm reports in the county since 1953, including 67 tornadoes and 62 floods. About 0.1% of homes in the county carry federal flood insurance.
Risk figures are for Vermilion County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Danville
Full Vermilion County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $14M | |
| Cold wave | $8M | |
| Tornado | $3M | |
| Earthquake | $2M | |
| Strong wind | $1M | |
| Heat wave | $1M | |
| Drought | $1M | |
| Hail | $866K | |
| Winter weather | $354K | |
| Lightning | $264K | |
| Ice storm | $116K | |
| Hurricane | $42K |
Homes in Danville
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Vermilion County
Common questions about Danville
Is Danville safe from natural disasters?
Danville is in Vermilion County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, cold wave, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Danville?
By expected yearly losses in Vermilion County, the top hazards are inland flooding (Moderate), cold wave (High), tornado (Moderate). Vermilion County has been part of 10 federal disaster or emergency declarations for natural events.
Does Danville get tornadoes?
Yes. NOAA records list 67 tornadoes in Vermilion County since 1950; the strongest was an F4 tornado on March 20, 1976. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Danville?
Standard home insurance does not cover floods. In Vermilion County, about 0.1% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.