New Smyrna Beach, Florida: natural disaster risk
How exposed New Smyrna Beach is to floods, storms and other hazards, from FEMA and NOAA records for Volusia County.
New Smyrna Beach is a city of 31,974 people in Volusia County, Florida. FEMA's National Risk Index rates Volusia County relatively high for natural hazards overall, higher than most of the US. The costliest hazards there are hurricane, inland flooding and tornado, with about $196 million in expected losses a year across the county. The weather service has logged 629 storm reports in the county since 1950, including 106 tornadoes and 26 floods. NOAA hurricane records show 27 hurricanes and 43 tropical storms passing within 65 miles of the county's center, 4 of them major. About 11.1% of homes in the county carry federal flood insurance.
Risk figures are for Volusia County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in New Smyrna Beach
Full Volusia County report ›- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Hurricane | $87M | |
| Inland flooding | $67M | |
| Tornado | $24M | |
| Wildfire | $5M | |
| Lightning | $5M | |
| Coastal flooding | $3M | |
| Heat wave | $2M | |
| Strong wind | $2M | |
| Cold wave | $1M | |
| Earthquake | $634K | |
| Hail | $150K | |
| Drought | $28K |
Homes in New Smyrna Beach
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Volusia County
More cities in Volusia County
Common questions about New Smyrna Beach
Is New Smyrna Beach safe from natural disasters?
New Smyrna Beach is in Volusia County, which FEMA's National Risk Index rates relatively high overall, higher than most of the US. The biggest hazards are hurricane, inland flooding, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in New Smyrna Beach?
By expected yearly losses in Volusia County, the top hazards are hurricane (Very High), inland flooding (High), tornado (High). Volusia County has been part of 42 federal disaster or emergency declarations for natural events.
Does New Smyrna Beach get tornadoes?
Yes. NOAA records list 106 tornadoes in Volusia County since 1950; the strongest was an F3 tornado on February 23, 1998 near Osteen. FEMA rates tornado risk in the county high.
Do I need flood insurance in New Smyrna Beach?
Standard home insurance does not cover floods. In Volusia County, about 11.1% of homes have federal flood insurance, and FEMA rates inland flooding risk high. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.