Port St. Lucie, Florida: natural disaster risk
How exposed Port St. Lucie is to floods, storms and other hazards, from FEMA and NOAA records for St. Lucie County.
Port St. Lucie is a city of 232,491 people in St. Lucie County, Florida. FEMA's National Risk Index rates St. Lucie County relatively high for natural hazards overall, higher than most of the US. The costliest hazards there are hurricane, inland flooding and tornado, with about $193 million in expected losses a year across the county. The weather service has logged 222 storm reports in the county since 1953, including 53 tornadoes and 15 floods. NOAA hurricane records show 31 hurricanes and 43 tropical storms passing within 65 miles of the county's center, 9 of them major. About 8.7% of homes in the county carry federal flood insurance.
Risk figures are for St. Lucie County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Port St. Lucie
Full St. Lucie County report ›- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Hurricane | $148M | |
| Inland flooding | $33M | |
| Tornado | $4M | |
| Lightning | $3M | |
| Strong wind | $2M | |
| Heat wave | $1M | |
| Wildfire | $764K | |
| Coastal flooding | $703K | |
| Drought | $353K | |
| Cold wave | $321K | |
| Earthquake | $135K | |
| Hail | $103K |
Homes in Port St. Lucie
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in St. Lucie County
More cities in St. Lucie County
Common questions about Port St. Lucie
Is Port St. Lucie safe from natural disasters?
Port St. Lucie is in St. Lucie County, which FEMA's National Risk Index rates relatively high overall, higher than most of the US. The biggest hazards are hurricane, inland flooding, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Port St. Lucie?
By expected yearly losses in St. Lucie County, the top hazards are hurricane (Very High), inland flooding (Moderate), tornado (Moderate). St. Lucie County has been part of 36 federal disaster or emergency declarations for natural events.
Does Port St. Lucie get tornadoes?
Yes. NOAA records list 53 tornadoes in St. Lucie County since 1950; the strongest was an EF3 tornado on October 9, 2024 near Ft Pierce Nelson Arp. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Port St. Lucie?
Standard home insurance does not cover floods. In St. Lucie County, about 8.7% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.