Cooper City, Florida: natural disaster risk
How exposed Cooper City is to floods, storms and other hazards, from FEMA and NOAA records for Broward County.
Cooper City is a city of 34,660 people in Broward County, Florida. FEMA's National Risk Index rates Broward County relatively high for natural hazards overall, higher than most of the US. The costliest hazards there are inland flooding, hurricane and heat wave, with about $648 million in expected losses a year across the county. The weather service has logged 1,080 storm reports in the county since 1954, including 147 tornadoes and 110 floods. NOAA hurricane records show 35 hurricanes and 36 tropical storms passing within 65 miles of the county's center, 14 of them major. About 19.2% of homes in the county carry federal flood insurance.
Risk figures are for Broward County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Cooper City
Full Broward County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Check that cooling works before summer.
- Know where the nearest cooling center is.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $289M | |
| Hurricane | $280M | |
| Heat wave | $20M | |
| Coastal flooding | $14M | |
| Tornado | $14M | |
| Lightning | $12M | |
| Cold wave | $10M | |
| Wildfire | $7M | |
| Strong wind | $1M | |
| Earthquake | $142K | |
| Hail | $124K | |
| Drought | $34K |
Homes in Cooper City
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Broward County
Common questions about Cooper City
Is Cooper City safe from natural disasters?
Cooper City is in Broward County, which FEMA's National Risk Index rates relatively high overall, higher than most of the US. The biggest hazards are inland flooding, hurricane, heat wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Cooper City?
By expected yearly losses in Broward County, the top hazards are inland flooding (Very High), hurricane (Very High), heat wave (High). Broward County has been part of 40 federal disaster or emergency declarations for natural events.
Does Cooper City get tornadoes?
Yes. NOAA records list 147 tornadoes in Broward County since 1950; the strongest was an F3 tornado on March 1, 1980. FEMA rates tornado risk in the county high.
Do I need flood insurance in Cooper City?
Standard home insurance does not cover floods. In Broward County, about 19.2% of homes have federal flood insurance, and FEMA rates inland flooding risk very high. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.