Clermont, Florida: natural disaster risk
How exposed Clermont is to floods, storms and other hazards, from FEMA and NOAA records for Lake County.
Clermont is a city of 46,853 people in Lake County, Florida. FEMA's National Risk Index rates Lake County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, hurricane and tornado, with about $102 million in expected losses a year across the county. The weather service has logged 362 storm reports in the county since 1953, including 62 tornadoes and 10 floods. NOAA hurricane records show 27 hurricanes and 43 tropical storms passing within 65 miles of the county's center. About 2.5% of homes in the county carry federal flood insurance.
Risk figures are for Lake County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Clermont
Full Lake County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $46M | |
| Hurricane | $21M | |
| Tornado | $18M | |
| Strong wind | $7M | |
| Wildfire | $4M | |
| Lightning | $2M | |
| Cold wave | $1M | |
| Heat wave | $1M | |
| Earthquake | $445K | |
| Hail | $191K | |
| Drought | $38K | |
| Coastal flooding | $8K |
Homes in Clermont
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Lake County
More cities in Lake County
Common questions about Clermont
Is Clermont safe from natural disasters?
Clermont is in Lake County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, hurricane, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Clermont?
By expected yearly losses in Lake County, the top hazards are inland flooding (Moderate), hurricane (High), tornado (High). Lake County has been part of 35 federal disaster or emergency declarations for natural events.
Does Clermont get tornadoes?
Yes. NOAA records list 62 tornadoes in Lake County since 1950; the strongest was an EF3 tornado on February 2, 2007 near Turpentine. FEMA rates tornado risk in the county high.
Do I need flood insurance in Clermont?
Standard home insurance does not cover floods. In Lake County, about 2.5% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.