Texarkana, Arkansas: natural disaster risk
How exposed Texarkana is to floods, storms and other hazards, from FEMA and NOAA records for Miller County.
Texarkana is a city of 29,177 people in Miller County, Arkansas. FEMA's National Risk Index rates Miller County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, hail and tornado, with about $20.3 million in expected losses a year across the county. The weather service has logged 580 storm reports in the county since 1952, including 31 tornadoes and 52 floods. NOAA hurricane records show 0 hurricanes and 10 tropical storms passing within 65 miles of the county's center. About 0.9% of homes in the county carry federal flood insurance.
Risk figures are for Miller County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Texarkana
Full Miller County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $6M | |
| Hail | $4M | |
| Tornado | $4M | |
| Ice storm | $2M | |
| Heat wave | $2M | |
| Strong wind | $1M | |
| Drought | $641K | |
| Lightning | $512K | |
| Earthquake | $504K | |
| Cold wave | $430K | |
| Wildfire | $79K | |
| Winter weather | $69K |
Homes in Texarkana
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Miller County
Common questions about Texarkana
Is Texarkana safe from natural disasters?
Texarkana is in Miller County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, hail, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Texarkana?
By expected yearly losses in Miller County, the top hazards are inland flooding (Low), hail (High), tornado (Moderate). Miller County has been part of 19 federal disaster or emergency declarations for natural events.
Does Texarkana get tornadoes?
Yes. NOAA records list 31 tornadoes in Miller County since 1950; the strongest was an EF3 tornado on April 9, 2009 near Ravanna. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Texarkana?
Standard home insurance does not cover floods. In Miller County, about 0.9% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.