Cabot, Arkansas: natural disaster risk
How exposed Cabot is to floods, storms and other hazards, from FEMA and NOAA records for Lonoke County.
Cabot is a city of 26,960 people in Lonoke County, Arkansas. FEMA's National Risk Index rates Lonoke County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, earthquake and tornado, with about $41.1 million in expected losses a year across the county. The weather service has logged 843 storm reports in the county since 1951, including 89 tornadoes and 86 floods. NOAA hurricane records show 0 hurricanes and 7 tropical storms passing within 65 miles of the county's center. About 0.7% of homes in the county carry federal flood insurance.
Risk figures are for Lonoke County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Cabot
Full Lonoke County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $15M | |
| Earthquake | $10M | |
| Tornado | $7M | |
| Heat wave | $2M | |
| Ice storm | $2M | |
| Strong wind | $2M | |
| Cold wave | $932K | |
| Hail | $717K | |
| Lightning | $537K | |
| Winter weather | $132K | |
| Hurricane | $116K | |
| Drought | $79K |
Homes in Cabot
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Lonoke County
Common questions about Cabot
Is Cabot safe from natural disasters?
Cabot is in Lonoke County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, earthquake, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Cabot?
By expected yearly losses in Lonoke County, the top hazards are inland flooding (Low), earthquake (Moderate), tornado (Moderate). Lonoke County has been part of 27 federal disaster or emergency declarations for natural events.
Does Cabot get tornadoes?
Yes. NOAA records list 89 tornadoes in Lonoke County since 1950; the strongest was an F4 tornado on March 21, 1952. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Cabot?
Standard home insurance does not cover floods. In Lonoke County, about 0.7% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.