Enterprise, Alabama: natural disaster risk
How exposed Enterprise is to floods, storms and other hazards, from FEMA and NOAA records for Coffee County.
Enterprise is a city of 29,505 people in Coffee County, Alabama. Parts of Enterprise also reach into Dale County. FEMA's National Risk Index rates Coffee County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, hurricane and tornado, with about $43 million in expected losses a year across the county. The weather service has logged 594 storm reports in the county since 1954, including 42 tornadoes and 45 floods. NOAA hurricane records show 11 hurricanes and 28 tropical storms passing within 65 miles of the county's center, 2 of them major. About 0.6% of homes in the county carry federal flood insurance.
Risk figures are for Coffee County, the county with most of the population Enterprise sits in. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Enterprise
Full Coffee County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $21M | |
| Hurricane | $11M | |
| Tornado | $6M | |
| Cold wave | $1M | |
| Strong wind | $831K | |
| Lightning | $816K | |
| Heat wave | $616K | |
| Earthquake | $359K | |
| Drought | $177K | |
| Ice storm | $99K | |
| Hail | $98K | |
| Wildfire | $58K |
Homes in Enterprise
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Coffee County
Other cities in Alabama
All ›Common questions about Enterprise
Is Enterprise safe from natural disasters?
Enterprise is in Coffee County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, hurricane, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Enterprise?
By expected yearly losses in Coffee County, the top hazards are inland flooding (Moderate), hurricane (Moderate), tornado (High). Coffee County has been part of 28 federal disaster or emergency declarations for natural events.
Does Enterprise get tornadoes?
Yes. NOAA records list 42 tornadoes in Coffee County since 1950; the strongest was an EF4 tornado on March 1, 2007 near Enterprise Muni Arpt. FEMA rates tornado risk in the county high.
Do I need flood insurance in Enterprise?
Standard home insurance does not cover floods. In Coffee County, about 0.6% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.