San Angelo, Texas: natural disaster risk
How exposed San Angelo is to floods, storms and other hazards, from FEMA and NOAA records for Tom Green County.
San Angelo is a city of 99,674 people in Tom Green County, Texas. FEMA's National Risk Index rates Tom Green County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, drought and hail, with about $30.9 million in expected losses a year across the county. The weather service has logged 1,307 storm reports in the county since 1952, including 56 tornadoes and 154 floods. NOAA hurricane records show 0 hurricanes and 3 tropical storms passing within 65 miles of the county's center. About 1.4% of homes in the county carry federal flood insurance.
Risk figures are for Tom Green County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in San Angelo
Full Tom Green County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Check local water restrictions.
- Choose drought-tolerant plants.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $14M | |
| Drought | $3M | |
| Hail | $3M | |
| Tornado | $2M | |
| Heat wave | $2M | |
| Wildfire | $2M | |
| Cold wave | $2M | |
| Lightning | $898K | |
| Winter weather | $561K | |
| Strong wind | $451K | |
| Earthquake | $67K | |
| Hurricane | $47K |
Homes in San Angelo
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Tom Green County
Common questions about San Angelo
Is San Angelo safe from natural disasters?
San Angelo is in Tom Green County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, drought, hail. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in San Angelo?
By expected yearly losses in Tom Green County, the top hazards are inland flooding (Moderate), drought (High), hail (High). Tom Green County has been part of 19 federal disaster or emergency declarations for natural events.
Does San Angelo get tornadoes?
Yes. NOAA records list 56 tornadoes in Tom Green County since 1950; the strongest was an F4 tornado on May 11, 1953. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in San Angelo?
Standard home insurance does not cover floods. In Tom Green County, about 1.4% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.