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District of Columbia natural disaster risk

Ratings for all 1 district, the federal disaster record and flood insurance across the state.

14major disasters since 1953 (55th most)
$292Mexpected losses a year
1%of homes with flood insurance
Photo: Missvain, CC BY 4.0

District of Columbia has had 14 major federal disaster declarations for natural events since 1953. FEMA expects about $292 million a year in losses from natural hazards across the state. Inland flooding is the costliest hazard in 1 of its 1 district. None is rated Very High overall. About 1% of homes carry federal flood insurance, and the program has paid $5.4 million on 501 claims here since 1978.

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Highest overall risk

Lowest risk (50,000+ people)

Top hazards

Inland floodingtop risk in 1 district

Cities in District of Columbia

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All 1 district

NamePeopleOverall riskTop hazardDeclarationsHomes insured
District of Columbia688,888HighInland flooding181.1%

Linked names have a full page. Overall risk from the FEMA National Risk Index (December 2025); declarations are federal disaster and emergency declarations for natural events since 1953 (OpenFEMA); homes insured is the share with NFIP flood policies.